The subject is taught in the 4th year of GADE and GFYS, during the first semester, in the art of Financial Management.



The course aims to give the students an insight into the banking sector from the perspective of management. It contemplates basically aspects of financial management, not to mention the commercial vision and strategic aspects. The students will be able to handle banking concepts, financial information, the main features of risk inherent in banks, and to have a vision of the banking sector, since most of the students find careers in banks, investment services companies and financial institutions.

Basic prior knowledge of finance and financial mathematics are required, already acquired in subjects of previous courses.

Competencies:

- Identifying functions, features and responsibilities of the various financial institutions, considering the reality of the financial markets.

- In-depth knowledge of banking operations and financial statements of such entities, to optimize their management.

- Analyze bank risk to learn how to minimize its impact.

- Analyze the strategic decisions of financial institutions.

- Develop communication skills.



These specific skills are linked to the powers of the following module: CM01, CM02, CM03, CM04,

CM05, CM06, CM08, CM09, CM10, CM11, CM12 and CM13. (See the verified memory)



LEARNING OUTCOMES:

- Understanding and management basic concepts associated with the main perspectives of bank management.

- Acquisition-related knowledge to bank operational skills.

- Resolution of practical assumptions related to the above.

The main objective is that students become familiar with banking operations from the point of view of management,taking into account the reality of the financial markets.

The starting point is the definition of the various financial institutions. Subsequently, discussed sources of financing, investment and operations in the financial markets and the proper management of the risks assumed and a final reference to the marketing function. The program is completed giving a comprehensive view, studying the different strategic lines followed by credit institutions.



To acquire this knowledge, the material is presented in different topics:



UNITS STRUCTURE:



PART 1. THE BANKING SYSTEM AND ITS ENVIRONMENT

Unit 1. Financial institutions in the current environment



PART 2. BANKING OPERATIVE

Unit 2. Passive operations

Unit 3. Asset Operations

Subject 4. Nontraditional operations of financial institutions



PART 3. PERFORMANCE AND RISK

Unit 5. Analysis of the financial statements of banks

Unit 6. The risk in financial institutions



PART 4. MARKETING FOR BANKS

Unit 7. The marketing function in financial institutions

The proposed methodology for the subject must be linked to the objectives and competencies proposals. So, the methodology involves the combination of the following teaching methods:



- Lectures, through which the basics and the tools and techniques will be presented to the student.

In each lecture the teacher will resume the content, while also engaging and / or individual student group activities.

- For each of the topics the student will have available some examples of cases and articles, which are subject to reading, analysis and resolution in the hours devoted to seminars and practices. Generally, in each class will be awarded teaching evidence of the activities. These activities will be evaluated for monitoring, feedback and improving them. Therefore, students can take awareness of their learning.

• Final Assessment System
• Tools and qualification percentages:
  • Written test to be taken (%): 60
  • Realization of Practical Work (exercises, cases or problems) (%): 30
  • Team projects (problem solving, project design)) (%): 10

ASSESSMENT SYSTEMS:

The assessment system is primarily based on a written test. Tests of this course include cases through which it aims to assess the student's ability to apply knowledge acquired during a real or fictional case.

1. Students who choose the continuous assessment system:

First call: The test accounts for 70% of the final grade of the student.

30% of the final grade is based on continuous assessment. The resolution of cases and issues related to the subject in the hours devoted to workshops and seminars will be a 30% of the final grade.

Note: The score on continuous assessment is stored in the two calls for each course. Only during the academic year. If the student fails or does not show the final exam, the mark of continuous assessment is lost.





2. Students who do not benefit from continuous assessment system:

80% of the note using written test, 10% of the mark by a voluntary oral test, and another 10% from a voluntary task. Both first and second call, access to 100% of the grade. The oral test and the voluntary task are only performed once, keeping the note to the two calls for each course. If the student repeats the course, the next course should retake the oral test and the voluntary task.

EVALUATION SYSTEMS:

The evaluation system is primarily based on a written test. Tests of this course include cases through which it aims to assess the student's ability to apply knowledge acquired during a real or fictional case.

1. Students who choose the continuous assessment system:

First call: The test accounts for 70% of the final grade of the student.

30% of the final grade is based on continuous assessment. The resolution of cases and issues related to the subject in the hours devoted to workshops and seminars will be a 30% of the final grade.

Note: The score on continuous assessment is stored in the two calls for each course. Only during the academic year. If the student fails or does not show the final exam, the mark of continuous assessment is lost.





2. Students who do not benefit from continuous assessment system:

80% of the note using written test, 10% of the mark by a voluntary oral test, and another 10% from a voluntary task. Both first and second call, access to 100% of the grade. The oral test and the voluntary task are only performed once, keeping the note to the two calls for each course. If the student repeats the course, the next course should retake the oral test and the voluntary task.

Materials available at eGela

Basic bibliography

BASIC TEXTBOOK:

KOCH, TIMOTHY W. & MACDONALD, S. SCOTT (2009): Bank Management; Cengage learning, London.

In-depth bibliography

OTHER REFERENCES:
BERGER, ALLEN N.; MOLYNEUX, PHILIP & WILSON, JOHN O.S (2014): The Oxford handbook of banking; Oxford University Press, Oxford U.K.
BESSIS, JOËL (2010): Risk management in banking; John Wiley and sons ltd.; Chichester, UK.
KUMAR, R (2014): Strategies of Banks and other Financial Institutions. Academic Press, Elesvier, Oxford, U.K.
MATTHEWS, K. Y THOMPSON, J. (2014): The Economics of Banking. 3rd Edition, Wiley, U.k.
MOORAD, CHOUDRY (2011): An introduction to banking: liquidity risk and asset-liability management; John Wiley and sons ltd.; Chichester, UK.
SKINNER, CHRIS (2014): Digital bank: strategies to launch or become a digital bank; Marshall Cavendish, Singapore.

Journals

JOURNALS:

• http://www.emeraldgrouppublishing.com/products/journals/journals.htm?id=ijbm
• International journal of Bank marketing:
• International Journal of Banking, Accounting and Finance: www.inderscience.com/jhome.php?jcode=ijbaaf
• International Journal of Central Banking: www.ijcb.org
• Journal of Banking & Finance: www.journals.elsevier.com/journal-of-banking-and-finance
• Journal of Money, Credit and Banking: https://jmcb.osu.edu
• Journal of Money, Investment and Banking: www.journalofmoneyinvestmentandbanking.com

Web addresses

WEBSITES:

• BANK (WIKIPEDIA): http://en.wikipedia.org/wiki/Bank
• BANK FINANCIAL STATEMENTS: http://www.investopedia.com/articles/stocks/07/bankfinancials.asp
• BANK FOR INTERNATIONAL SETTLEMENTS: http://www.bis.org/
• BASELL COMITEE (BIS): http://www.bis.org/bcbs/
• EUROPEAN BANKING AUTHORITY (EBA): http://www.eba.europa.eu/
• EUROPEAN CENTRAL BANK: http://www.ecb.europa.eu/ecb/orga/escb/html/index.en.html
• FINANCIAL INTERMEDIARIES: http://www.investopedia.com/articles/stocks/07/bankfinancials.asp
• HOW TO RUN A BANK: http://www.thebanker.com/How-To-Run-A-Bank